Benefits Effective Date Benefits are effective on the employee’s start date. Medical Insurance We provide 100% employee coverage through Blue Cross Blue Shield. Dental Insurance Through Assurant, we provide 100% employee coverage. Vision Insurance We also provide 100% employee coverage through Assurant. Life Insurance Blue Cross Blue Shield also manages our 100% employer-provided life insurance policy. Retirement Employees may have up to 3% of their pay withheld and matched by Homes of Hope for Children, to save for retirement through Franklin Templeton. Vacation For every twenty-one days they are on duty, houseparents receive nine consecutive days off.